Publications
Publications
Selected publications and a growing research library.
AI & Qualitative Research
AI, emerging methods, and verified ORCID records.
2026
AI-Based Predictive Modelling of Digitalization Effects on Investment Decisions of Gen Z Investors
Finance
Financial literacy, inclusion, markets, audit, and personal finance.
2016
Financial literacy for developing countries in Africa: A review of concept, significance and research opportunities
2015
Financial literacy and management of personal finance: a review of recent literatures
2019
Financial Inclusion and its Determinants among Households in Jimma Zone of Oromia Regional State, Ethiopia.
2015
Personal financial management capability among employees in Jimma Town, Southwest Ethiopia: A pilot study
2018
Effect of financial literacy on personal financial management practices: Evidences from the survey of urban dwellers in Addis Ababa, Ethiopia
2017
Financial Literacy among Urban Dwellers in Addis Ababa, Ethiopia
2020
Financial literacy and its determinants among households in Jimma zone
2024
Does index options trading destabilize Indian stock market volatility: an application of ARCH and GARCH models
2017
Perceived Independence of Auditors in Least Developing Audit Market: A Literature Review and Study Framework
2014
EFFECTIVENESS OF INTERNAL CONTROL SYSTEM OF ETHIOPIAN PUBLIC UNIVERSITIES: THE CASE OF JIMMA UNIVERSITY
Banking
Commercial bank risk, profitability, and bank-specific determinants.
2015
The impact of credit risk on profitability performance of commercial banks in Ethiopia
2020
Macroeconomic and bank specific determinants of commercial bank profitability in Ethiopia
Microfinance
Loan repayment and microfinance institution evidence.
2020
Determinants of loan repayment performance of smallholder farmers in Ethiopia
2024
Determinants Of Loan Repayment During COVID-19 Pandemic: Evidence From OMO Microfinance Institution
SME & Sustainability
Enterprise performance, resource management, and project sustainability.
2021
Determinants of Project Sustainability: The Case of NGO Projects in West Arsi Zone
2025
The impact of resource management practices on the performance of micro and small enterprises in Werabe Town, Ethiopia
Other verified works
Additional verified records from Scholar and ORCID; qualitative-research titles still need CV confirmation.
2022